Share Savings Account

Savings are deposited into a main share account, which opens your membership. The minimum deposit of $25.00 represents one unit of ownership in the credit union and must remain on deposit in order to take advantage of all other credit union services.
 

 

Vacation & Christmas Club Accounts
 

Experience the convenience of saving for those special times of the year with a Vacation or Christmas Club account from BMCU.

Saving extra money is easy when you use a Vacation or Christmas Club account. With these accounts you will receive many great benefits.

 

 

Money Market Account

This account offers a higher paying interest rate without the commitment of a term certificate.

 

See our rates page for balance and rate information.
 

 

Term Certificates

Term Certificates are a vehicle for risk-free savings and are ideal for people who do not need access to their funds during the investment period. Choose how long you would like to invest, we offer 3, 6, 9, 12, 15, 18, 24, 36, 48 and 60 month terms.

- Short investment terms
- Excellent dividend rates
- Early withdrawal penalty may be incurred

 

 

IRA Accounts - Traditional and ROTH IRA Accounts

An Individual Retirement Account (IRA) is a tax deferred, deposit account that individuals contribute funds toward their retirement. Not everyone is eligible for the tax deferment. IRAs may be opened by any wage earner and offer many members tax-saving advantages. Consult your tax advisor for tax deductibility.

Will you be ready for life after work? The sooner you start investing, the sooner you can say goodbye to the daily grind and hello to retirement. Take care of your future and invest in an IRA today. IRA's are specifically designed to give you an advantage on your retirement savings through unique tax incentives, including compounded interest that continually grows tax deferred. These tax advantages should make investing in an IRA the foundation of your retirement portfolio.